What’s New for 2023

If you like your current plan, you can sign up for it again. However, remember—you must enroll to receive benefits for 2023. Your 2022 benefits will NOT roll over.

So what are the changes? Here are a few highlights:

Open Enrollment

Open Enrollment is Novemer 8, 2022 through November 18, 2022.

Remember, you will have to actively enroll if you want your coverage to continue and be effective on January 1, 2023.

HSA's and FSA's

Certain benefits, such Health Savings Accounts (HSA), Flexible Spending Accounts (FSA) and Dependent Care FSAs require action on your part based on IRS rules. All staff need to either enroll or waive enrollment in short or long-term disability, as this is a new plan.

Beneficiaries

First-time members in the Plan and returning members who want to make a change can review their options and make the choices that best serve their needs. For benefits such as life insurance we encourage all staff to update their beneficiaries.

Disability

Disability coverage will now be provided by The Hartford Financial Services Group (The Hartford). You have a choice of short-term (STD) or long-term (LTD) coverages. If you choose STD, you will have coverage for 90 days, which includes a 14-day waiting period.

If you want coverage beyond 90 days, you need to also enroll in LTD.

What's staying the same
Dependent Verification: Dependent verification is required for all dependents covered on medical, dental, vision and life insurance for a spouse. When you enroll a dependent for the first time, you will be notified that verification is required. You will receive a letter stating what is acceptable documentation and where to send those documents. If your dependent is currently enrolled, and has been verified, it is not necessary to verify that person again. However, do not ignore any notification you might receive regarding dependent verification.

Contact our benefits administrator with any questions regarding this matter at: 866-222-KISD (5473).

Aetna stilll administers our three health plans: We are still partnering with Aetna to provide your medical benefits. Learn more about these plans here.

RediMD is free and remains ready to help: When you enroll in a Katy ISD medical plan, RediMD lets you see a doctor anytime, anywhere, and it won’t even cost you a copay. See how to sign up and use RediMD on page 14 of the Benefits Guide.

The EAP continues to be here for you: When you’re facing stress, depression or hardship, the EAP can be a great first step toward feeling better.

Benefits run on a different schedule: If you enroll during open enrollment, your 2023 coverage begins January 1 and ends December 31. Benefits are one of the few things that do not follow the school calendar.  All current benefits end on December 31, 2022.
 
Active Enrollment required: You must enroll during Annual Enrollment in order to have benefits on January 1, 2023. If you do not enroll, you will only have the District provided Basic Life and the Employee Assistance Program (EAP).
Virtual medicine is still here and still free

When you enroll in a Katy ISD medical plan, RediMD lets you see a doctor anytime, anywhere. And it won’t even cost you a copay. Learn more and sign up to use RediMD.