Benefits 101

Life, AD&D and Disability

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Planning for any future that happens

Life and Accidental Death & Dismemberment (AD&D) coverage will help make sure you and your loved ones are taken care of in the event you are not able to work.


Every Katy ISD employee who is eligible for benefits is provided a $20,000 life insurance and AD&D policy at no cost.



Optional Life and Disability Coverage


  • You can add coverage in increments of $10,000, up to the total amount of your salary, without providing evidence of insurability (EOI). You may qualify to increase you coverage more if you provide EOI.
  • The maximum amount of disability coverage you can have is $200,000.
  • The maximum amount of life coverage you can have is $300,000.

If you have any questions about supplemental life and disability coverage, call the Katy ISD Risk Management office who handles the claims for all beneficiaries. You can reach them at 281-396-2241.

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For any benefits question or concern, including 24/7 Nurse Line access, one call does it all.
Call us at 866-222-KISD (5473)