FAQ

Aflac Group Critical Illness plan can help with the treatment costs of covered critical illnesses, such as a heart attack or stroke. More importantly, the plan helps you focus on recovery instead of the distraction of out-of-pocket costs. With the Critical Illness plan, you receive cash benefits directly (unless otherwise assigned) giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses. But it doesn’t stop there. Having group critical illness insurance from Aflac means that you may have added financial resources to help with medical costs or ongoing living expenses.

Features: 

• Benefits are paid directly to you, unless otherwise assigned
• Coverage is available for you, your spouse and dependent children
• Coverage may be continued (with certain requirements). This means you can take it with you if you change jobs or retire. 

INITIAL DIAGNOSIS BENEFIT

We will pay a lump sum benefit upon initial diagnosis of a covered critical illness when such diagnoses is caused by or solely attributed to an underlying disease. Benefits will be based on the face amount in effect on the critical illness date of diagnosis.

ADDITIONAL DIAGNOSIS BENEFIT

We will pay benefits for each different critical illness after the first when the two dates of diagnoses are separated by at least 6 consecutive months.

REOCCURRENCE BENEFIT

We will pay benefits for the same critical illness after the first when the two dates of diagnoses are separated by at least 6 consecutive months.

Critical Illness insurance pays cash benefits that you can use any way you see fit. Pay out amounts can be reviewed on the Critical Illness Plan Summary

Find more information here.

Yes! This plan has a $50 per person benefit for one annual exam per year (annual physical, well-woman, etc.)