The Aflac Group Hospital Indemnity plan provides financial assistance to enhance your current coverage. It may help avoid dipping into savings or
having to borrow to address out-of-pocket-expenses major medical insurance was never intended to cover. Like transportation and meals for family members, help with child care, or time away from work, for instance.
Once enrolled, the plan pays $1,000 (once per covered sickness or accident per calendar year for each insured) and $200 per confinement for each covered sickness or accident for each insured upto a maximum of 15 days. For example, if you have a high fever and go to the emergency room, the physician admits you into the hospital and you are released after two days, the plan would pay $1,400. The amount payable is generated based on the benefit amounts for Hospital Admission ($1,000) and Hospital Confinement ($200 per day).
Health Screening Benefit is payable once per calendar year for health screening tests performed as the result of preventive care, including tests and diagnostic procedures ordered in connection with routine examinations. You contribute $50 per calendar year and this benefit is payable for each insured.
Hospital insurance pays cash benefits that you can use any way you see fit. Pay out amounts can be reviewed on the Hospital Plan Summary.