Voluntary benefits
Critical Illness
Cover the extra costs that come with a serious illness.
Guardian’s Critical Illness plan provides ability for an insured to receive a lump sum benefit payment upon first and second diagnosis of any qualified critical illness. It is a supplemental option to your medical plan, no matter what type of coverage you have.
Critical Illness plan covers 32 different illnesses. Those illnesses are grouped into 4 major categories:
- Vascular and organ failure
- Cancer related
- Neurological, injuries, and quality of life
- Childhood conditions
The chart below shows the full list of covered illnesses, per category:
Benefits are paid directly to the covered member when they need it most, and claim proceeds are not limited to cover medical expenses. Benefits can be used under the discretion of the covered member for things such as childcare, transportation and to fill in gaps in their medical plan, like co-pays and deductibles. Click here for additional information.
