Aflac makes simple and affordable life coverage available to help keep your loved ones financially secure, even if you can no longer provide for them.
This is a new coverage available to be purchased by employees under the age of 71. The premium is based upon the employee’s age at the time of enrollment.
The AFLAC Group Term Life to 120 plan is a new coverage available to be purchased by employees between ages 18-70. The premium is based upon the employee’s age at the time of enrollment.
Once the AFLAC Group Term Life to 120 policy is issued, the rates for the policy shall remain unchanged until the age of 120.
There are premiums for both tobacco users and non-tobacco users.
The employee’s spouse may also be enrolled for a benefit of 50% of the employee’s benefit. The premiums for spouse coverage are based on the spouse’s age at the time of enrollment.
Read more about the plan here.
During Annual Enrollment (From November 8th to November 17th, 2023, for the 2024 plan year), there are no medical questions to complete when applying for coverage.
Coverage is guaranteed up to:
The AFLAC Group Term Life to 120 plan includes a unique Accelerated Benefit rider that gives you the option on how you are paid in the event of a permanent chronic condition or terminal illness.
This coverage is portable, so you are able to continue this policy after you leave the District
The benefits reduce at age 70 or after 10 years of coverage, whichever is the longest.