Hospital Indemnity

Help with the cost of hospital admissions.

Hospital Indemnity Insurance supplements your medical plan — no matter what type of other coverage you have.  You receive cash benefits based on your covered sickness or injury, treatments and services.  The cash benefits are paid directly to you and can be used for any  purpose — from covering medical copays and deductibles to paying  for everyday expenses such as the mortgage, groceries and utilities,  you decide how to use them

Services covered

If you are admitted to a hospital for a covered sickness or injury, you can receive payments that can be used for any purpose, such as:

  • High deductibles and copays
  • Travel to and from the hospital for treatment
  • Child care service assistance while recovering

Click here for more information. 

Rates per pay period
Rates per pay period  
Employee  $12.36
Employee + Spouse $21.71
Employee + Child(ren) $19.35
Employee + Family $28.70
Filing claims

For information on how to easily submit a Hospital Indemnity Claim form, click here.

If you are ready to fill out a claim form, you can find it here.

Helpful resources

Guardian Anytime

Customer Service: 1-800-268-2525

For any benefits question or concern, including 24/7 Nurse Line access, one call does it all.
Call us at 866-222-KISD (5473)